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Marketing Notes
You've found your dream home, signed the contract, and gotten approval for your loan. All you need to do now is schedule a settlement date. Would you prefer a date early in the month or near the end - and does it really matter Read More
There are three different types of insurance that apply to homes, and many people get them confused, so let's cover them one at a time. Read More
You need to set money aside for these expenses, and that means you should not buy as expensive a home as you think you can afford. Read More
Kathy's house is on the market, listed at $299,990. Will her house sell for that price? Read More
Imagine you find your dream home. It's 10 years old and listed for $200,000. You offer to pay $185,000 and the owners accept your offer. Read More
Settlement is the formal process that transfers title (legal ownership) of the real estate from the seller to the buyer. The settlement also gives the buyer's lender (if any) a lien against the property. (A lien grants a financial interest in the property to the lender until the loan is repaid.) Read More
Mortgage banking was once a solid, staid industry. To get a loan, you went to a bank. Every bank was the same: They offered fixed-rate, 30-year mortgages. And you would send your monthly payment to your bank until you paid off the loan or sold the house. Read More
All too often, home buyers discover they can't afford the house they want. Here are some ideas for increasing the amount you can borrow Read More
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